What would you do if you won the lottery? – Micah P.
Good question, Micah. And I do know the answer to your question because I have thought about it, in GREAT detail, my whole adult life!
- Get out of debt. I mean completely out of debt. Pay off my car, our credit card, Jack’s student loans, our furniture. EVERYTHING. That way, we can start from scratch with what’s leftover.
- Quit my job. There are a lot of people who say they’d still work if they won the Powerball. I am not one of them. I love my job, but I have been employed since I was 16 years old, and I need a break – to be a mom, to travel, to do “me” things that I’ve never gotten the chance to do.
- Set up college funds for my kids. Cassie will be in college in two years, and she’ll need help paying for it, I’m sure. So Jack and I would make sure she got to do that. Lexi and Jameson will be in college within the next 10 to 15 years, so an interest-bearing bank account would work best for them.
- Have another baby. My tubes are tied, so the odds of my getting pregnant these days are slim to none. But I want to have a baby with Jackie. So I’d spend whatever money was necessary in order to get pregnant. I’d actually even hope for twins.
- Take the ULTIMATE family vacation. I want to take the kids back to Disney (now that they’re old enough to remember going). I want the Cinderella Suite, breakfast with Mickey and Minnie, pictures with all of the princesses – the whole nine. To see the smiles on my babies’ faces is worth every penny spent. And of course, we’d stop by Sea World, too, because that’s my favorite!
- Build a house. I’m not talking about this elaborate six story house that we won’t be able to afford to pay taxes on. I just want enough space for all of the kids to have a room and a bathroom, and I want a large living room. A one story, four bedroom, four bathroom home, with an in-ground pool. I want gray brick with white shutters, a wraparound white porch, a white fenced in back yard, and a back deck along the pool for grilling. The expense will come, really, with all of the decorating. I am a huge fan of stainless steel, so we’d have to have stainless steel appliances. I also like the country cottage look, so there would be a lot of bright and warm colors, like light blue and red, yellow and coral, and gray and teal, as well as lace and paisley prints, and the “distressed” look on my furniture. I would spend a lot of time shopping and decorating myself – because, as my boyfriend would tell you, only I can do it the right way.
- In the back of my property, I would put a rather large guest house for my future mother-in-law and let her decorate it exactly the way she wants to. She has worked hard her whole life, and she deserves to be taken care of. She would need a one bedroom, one bathroom, with a kitchenette and a t.v. as big as she wants. This way, she has privacy, but she can still see her son and grandkids as much as she wants.
- Since my parents are still young and working, I would give them money to build the house they want, but can’t afford, to build. My dad is such a good, hardworking man, and he has done SO much for me over the past 15 years. I would definitely pay him back, tenfold, for everything he’s done for me. He deserves that $150,000 house that he can’t afford, and he will get it.
- Jack’s mom will also need a new car. Hers is beat to death. So we’d have to take her to pick out what she wanted.
- Our oldest girl will also need a new car.
- Jack and I would have three different vehicles. I want a Suburban, gray, with leather interior, and Bluetooth capabilities. Jack wants a truck – probably a 4×4 Chevrolet, four door. And I’d also want a jeep to cruise around town in, with the top down.
Once a family has a house and vehicles, they really don’t need anything else. Everything in addition to that is just a bonus.
All of this will likely never happen, by the way, as we only play the lottery once in a blue moon. But if I ever do get rich, I know exactly how to handle my new bank account!!